1.3.As an agricultural advisor, advise Phindile on how she can prepare herself for risks and uncertainties in the future. Use the top 5 commercial banks (Absa, FNB, Standard Bank, Nedbank and Capitec) in South Africa as a guide using the insurance plans that they offer. Give a detaile description of the plan, the requirements, and the source of risk each plan covers. (30 marks)​